• ISA’s

  • Investment Bonds

  • Investment Trusts

  • Unit Trusts

  • Open Ended Investment Companies (OEIC’s)

  • Lump Sum

  • Regular Savings

Whatever you are saving for your children’s future, greater income in retirement or simply a better return, we can ensure that you are provided with the most suitable options for saving and investing your money.

Ethical Investments

Thistle Financial Planning are also proud advocates of green or socially responsible investments. This means that we provide a range of products and services which offer both financial benefits as well as social and ethical benefits.

As Independent Financial Advisers we focus on several important areas when providing advice to clients on their investment needs:

  • DIVERSIFICATION - The allocation of capital between different asset classes such as Cash, Fixed Interest, Property and Shares.

  • RISK - Focusing on what investment risk means, discussing "risk verses reward", and forming solutions to match each client's risk profile.

  • TAX - Constructing solutions to utilise a client's fiscal circumstance.
     

TAX TREATMENT IS BASED ON INDIVIDUAL CIRCUMSTANCES AND MAY BE SUBJECT TO CHANGE IN THE FUTURE.

 

WE OFFER A RANGE OF SERVICES TO HELP YOU MEET YOUR INVESTMENT AND/OR RETIREMENT OBJECTIVES. WE PROVIDE INDEPENDENT INVESTMENT ADVICE WHICH WE WILL DISCUSS WITH YOU AS DESCRIBED IN OUR IMPORTANT INFORMATION ABOUT OUR SERVICES DOCUMENT.

 

THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

 

TAXATION ADVICE IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

Senior Men Playing Chess

PENSIONS

The fact is most people retire on less income than they would like.  It is vitally important to obtain the best retirement financial planning advice as early as possible.  If you are approaching retirement you may be considering your retirement options and how to invest for your retirement.
 

  • Drawdown

  • Auto Enrolment

  • SIPPS

  • Annuity Purchase

  • Stakeholder

  • Pensions & Divorce

  • Pension Review

  • Retirement Planning

  • Pension Consolidation

  • Auto Enrolment

  • ​A pension is a long-term investment.  Your eventual income may depend on the size of the funds at retirement, future interest and tax legislation.

  • THE PENSIONS REGULATOR IS THE STATUTORY REGULATOR FOR WORKPLACE PENSIONS.

  • AUTO ENROLMENT IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

Young Family

TAX AND TRUST PLANNING

  • Capital Gains Tax

  • Income Tax

  • Estate Planning

  • Taxation Planning

  • Life Trusts

  • Asset Protection Trust
     

In our opinion, passing on your wealth to loved ones is better planned sooner rather than later.  Estate planning can be complex and time consuming, our objective is to help you plan your wealth for you and your family in the most tax efficient way.

Our advice on trusts can help achieve substantial saving in inheritance tax and control what happens to your estate, both immediately after your death and for generations to come.  Placing assets into trust ensures your intended beneficiaries do not suffer delays, costs and publicity often associated with probate.

 
TAXATION ADVICE IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

FunFair Family

PROTECTION

Protecting yourself and your home is essential.  Life assurance and health cover need not be expensive. We can offer advice on:

  • Life Assurance

  • Critical Illness cover

  • Income Protection

  • Mortgage Payment Protection

  • Business Protection

  • Key Personal Insurance

  • Relevant Life Insurance

  • Buildings & Contents
     

How would your loved one’s cope if you were not here?

How would you meet your Mortgage commitments and/or household bills if you were unable to work due to accident or sickness?

If you are in employment, how long would your employer pay you in the event of long term ill health?

Do you run your own business and wish to protect your staff and provide employee benefits?

We can provide the right advice and quotation under no obligation for all your protection needs.

OUR SERVICES

Our certified independent financial advisers at Thistle Financial Planning Ltd boast a total of over 40 years of experience in the industry, making them 100% professional and reliable. Our main goal is to take the pressure off of you, by ensuring your finances are in good hands.

British Pound Coins

SAVINGS & INVESTMENTS

 
 
 
 

Thistle Financial Planning Ltd is registered in Scotland under registration number SC409286.

 

Thistle Financial Planning Ltd is an appointed representative of TenetConnect Ltd which is authorised and regulated by the Financial Conduct Authority. TenetConnect Ltd is entered on the FCA register www.fca.org.uk/register under reference 149826.
 

THE ADVICE AND / OR GUIDANCE CONTAINED WITHIN THIS SITE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CONSUMERS BASED IN THE UK.

© 2020 Thistle Financial Planning Ltd